McCarran-Ferguson (Insurance Reform)
The ADA is working with lawmakers, regulators, and others to protect consumers from anticompetitive market practices that can make health insurance less affordable, such as cooperative ratemaking and joint underwriting.
Current Policies (PDF) is the latest published edition of major policies and positions adopted by the ADA House of Delegates.
The ADA is calling on Congress to repeal parts of the McCarran-Ferguson Act of 1945, which permits state-regulated health insurers to ignore some of the competitive rules (i.e., federal antitrust laws) that apply to every other business in the United States.
Take Action Now!
Tell your member(s) of Congress to cosponsor H.R. 494, the Competitive Health Insurance Reform Act.
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Letters and Testimony
Letters and Testimony reflect the Association's position(s) on specific bills, regulations, and other policy issues, and are based on the major policies and positions (PDF) adopted by the ADA House of Delegates.
- February 5, 2015—Coalition letter (PDF) urging members of the House Committee on the Judiciary to cosponsor H.R. 494, the Competitive Health Insurance Reform Act.
- February 4, 2015—Action Alert urging ADA members to contact their member(s) of Congress and tell them to cosponsor H.R. 494, the Competitive Health Insurance Reform Act.
- January 28, 2015—Letter (PDF) urging members of the House Committee on the Judiciary to cosponsor H.R. 494, the Competitive Health Insurance Reform Act.
- April 16, 2013—Testimony (PDF) to the Senate Committee on the Judiciary addressing the oversight and enforcement of federal anti-trust laws.
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