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McCarran-Ferguson

The ADA works closely with lawmakers, regulators, and others to protect consumers from anticompetitive market practices that can make health insurance less affordable, such as cooperative ratemaking and joint underwriting.

The ADA is calling on Congress to repeal parts of the McCarran-Ferguson Act of 1945, which permits state-regulated health insurers to ignore some of the competitive rules (i.e., federal antitrust laws) that apply to every other business in the United States.

Letters and Testimony

  • April 16, 2013Testimony (PDF) to the Senate Committee on the Judiciary regarding the oversight and enforcement of federal anti-trust laws.
  • April 4, 2013Coalition letter (PDF) urging members of the House of Representatives to vote for H.R. 911, the Competitive Health Insurance Reform Act.
  • December 9, 2011Letter (PDF) urging members of the Senate Committee on the Judiciary to introduce the Health Insurance Industry Antitrust Enforcement Act in the 112th Congress.
  • December 9, 2011Letter (PDF) urging members of the House Committee on the Judiciary to favorably report H.R. 1150, the Competitive Health Insurance Reform Act of 2011, for a full floor vote by House of Representatives.

ADA Resources

Contact Us

Washington Office
1111 14th Street NW, Suite 1100
Washington, DC 20005
202.898.2400
Email: govtpol@ada.org

    

State Government Affairs
211 East Chicago Avenue
Chicago, IL 60611
312.440.2525
Email: govtpol@ada.org