The ADA is working with lawmakers, education leaders, dental students, and others to help mitigate the alarming levels of educational debt that new dentists face after graduating dental school. This includes reforming parts of the Higher Education Act of 1965, which provides the statutory authority for most federal student loan programs to operate, including those most widely used by dental students.
Take Action Now!
- Lowering federal graduate student loan interest rate(s) and the total amount of interest that can accrue on federal graduate student loans.
- Enabling federal graduate student loans to be refinanced more than once to take advantage of lower interest rates and better economic conditions.
- Extending the period of deferment for repaying federal graduate student loans to the maximum extent practicable.
- Simplifying and adding more transparency to the federal graduate student loan application process.
- Removing the barriers that prohibit those with private graduate student loans from taking advantage of federal student loan forgiveness/service payback programs.
The Association's priorities are based on the major policies and positions (PDF) (Members Only) adopted by the ADA House of Delegates.
Letters and Testimony
- April 11, 2016—Coalition letter (PDF) urging members of the House Committee on Education and Workforce to report H.R. 4223 favorably so it may be considered for a vote by the full House of Representatives.
- April 27, 2015—Washington Leadership Conference (WLC) handout (PDF) urging members of Congress to cosponsor H.R. 649, the Student Loan Refinancing Act. (See related ADA News article on issues lobbied at the WLC.)
- April 2, 2015—Coalition Letter (PDF) urging members of the House Committee on Education and Workforce to support H.R. 649, the Student Loan Refinancing Act.
- February 19, 2015—Coalition letter (PDF) urging the Senate Committee on Health, Education, Labor, and Pensions to address the alarming levels of dental student loan debt when reauthorizing the Higher Education Act of 1965 (HEA).
- February 19, 2015—Coalition letter (PDF) urging the House Committee on Education and Workforce to address the alarming levels of dental student loan debt when reauthorizing the Higher Education Act of 1965 (HEA).
- February 2, 2015—Coalition letter (PDF) urging members of the House Committee on Ways and Means to support H.R. 509, the Student Loan Interest Deduction Act of 2015.
- July 29, 2013—Letter (PDF) urging the House to adopt the Senate amendment to H.R. 1911 as an interim measure to keep student loan interest rates reasonably low until Congress reauthorizes the Higher Education Act of 1965 (HEA).
Letters and Testimony reflect the Association's position(s) on specific bills, regulations, and other policy issues, and are based on the major policies and positions (PDF) (Members Only) adopted by the ADA House of Delegates.
ADA Student Loan Refinancing Program
As an exclusive benefit to ADA members only, the ADA negotiated a 0.25% reduction on your rate. Whatever rate you qualify for, your rate will be 0.25% lower for the life of the loan as long as you are an ADA member.
Click here to learn more about the ADA Student Loan Refinancing Program.
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- Learn about legislative and regulatory issues that could affect dentists as practitioners, employers, and consumers.
TAKE ACTION by talking to your legislators.
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