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Medical Insurance
  Introduction   State Society Medical Insurance Plans
  Health Savings Accounts   Student Insurance Plans
  Online Brokers  


Introduction

The American Dental Association does not sponsor a medical insurance plan, but many state dental associations sponsor or endorse programs for their members. There are also Web based insurance quote services that allow you to obtain a rate quotation on-line or by e-mail.

Please note: Links to external sites will open in a separate browser window.

Coverage for the Hard-to-Insure
The National Cancer Institute publishes a list of states that currently sell comprehensive health insurance to state residents with serious medical conditions who can’t find an insurance company to issue them a policy. For a list of the addresses of these state-operated plans, as published in the NCI Guide, "Facing Forward," Click Here.

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Healthfinder
Healthfinder® is a consumer health information Web site from the U.S. Government. It can lead you to online publications, databases, Web sites, and support and self-help groups, as well as the Government agencies and not-for-profit organizations that produce health information for the public.

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HIPAA
The Health Insurance Portability and Accountability Act of 1996 See this article on HIPAA from Insure.com

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Insure.Com
This Consumer Insurance Guide, offers a wealth of articles and links that can help you manage your insurance portfolio. It includes Standard & Poor’s financial strength ratings for insurers in its U.S. Insurance Company Guide

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MedCASHSM
Get extra cash to help cover expenses you may incur as a result of sudden or catastrophic illness. You or a covered family member can receive a flexible Daily Benefit from $100 to $500 per day for hospital stays, and a lump-sum benefit of up to $50,000 when first diagnosed with an eligible Critical Condition. Benefits are paid regardless of other medical insurance and can be used in any way you like.

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Medical Information Bureau
If you have been denied insurance or issued insurance on a non-standard basis, this may have been reported to the MIB. If you apply to another MIB member insurance company, it may obtain the information the MIB has about you in its files. Upon receipt of a request from you, the MIB will arrange disclosure of any information it may have in your file. If you question the accuracy of information in the MIB's files, you may seek correction in accordance with the Federal Fair Credit Reporting Act. Upon payment of an $8.50 fee you can Request a Copy of Your MIB Record.

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Medicare/Medicaid
Learn about your Medicare health plan choices, how to enroll, how to purchase private supplemental insurance policies, etc. 

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National Association of Insurance Commissioners
This Web site offers links to the websites of every state's department of insurance. Many of these sites offer helpful consumer advice on medical and other types of insurance. Additional information may also be found on NAIC's consumer site at http://www.insureuonline.org Link opens in separate window. Pop-up Blocker may need to be disabled.

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Quick Links
Directory of Professional Liability Insurers This image denotes ADA Members Only Content
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Insurance for Dental Students
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