ADA and MDS Support Medical Loss Ratio Ballot Initiative in Massachusetts


CHICAGO, August 26, 2022 — The American Dental Association (ADA) and the Massachusetts Dental Society (MDS) are diligently working together on behalf of patients to support a November ballot initiative so patients will get more value from their dental insurance premiums.

By voting “YES on Question 2,” dental insurance companies would be required to spend at least 83% of premium dollars collected on dental services or refund the difference to patients, as opposed to insurance companies using the money for executive salaries or other administrative costs. This medical loss ratio (MLR) is already in effect in Massachusetts for medical health insurance and voting yes on question 2 would establish it for dental insurance as well.

For months, the MDS and ADA have been working together in developing a campaign strategy that will enter a more public facing phase over the coming weeks. Both organizations plan to expend the resources necessary in support of campaign activities to educate and engage voters on why they should vote “YES on Question 2” to pass this important, patient-centered referendum.

The campaign committee “Massachusetts Dental Care Providers for Better Dental Benefits” is accepting donations from interested groups and individuals from around the country. The current approach without MLR for dental insurance is unfair to patients who deserve to have most of their premium dollars spent on the dental care they need.

Please consider joining the ADA and the MDS who are working on behalf of patients and their dentists to pass this ballot initiative. Anybody, including those outside of Massachusetts, who wishes to contribute financially to these efforts can do so through the YES vote on Question 2 website.

Donations can also be sent via US Mail to:
Massachusetts Dental Care Providers for Better Dental Benefits
One International Place, Suite 1820
Boston, MA 02110
Attn: Thomas R. Kiley, Treasurer

Massachusetts Dental Care Providers for Better Dental Benefits is supported by the American Dental Association, the Massachusetts Dental Society and by thousands of dental care providers and our patients across Massachusetts who support a YES vote on Question 2 to improve access to quality dental care and dental benefits.

About the American Dental Association
The not-for-profit ADA is the nation's largest dental association, representing 159,000 dentist members. The premier source of oral health information, the ADA has advocated for the public's health and promoted the art and science of dentistry since 1859. The ADA's state-of-the-art research facilities develop and test dental products and materials that have advanced the practice of dentistry and made the patient experience more positive. The ADA Seal of Acceptance long has been a valuable and respected guide to consumer dental care products. The Journal of the American Dental Association (JADA), published monthly, is the ADA's flagship publication and the best-read scientific journal in dentistry. For more information about the ADA, visit For more information on oral health, including prevention, care and treatment of dental disease, visit the ADA's consumer website

About the Massachusetts Dental Society
The Massachusetts Dental Society (MDS) is a professional association representing 5,000-plus member dentists and a statewide constituent of the American Dental Association. It is dedicated to the professional development of its members through initiatives in education, advocacy, and the advancement of top-quality professional standards. The MDS is also a champion for oral health care across the Commonwealth. For more information, visit