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McCarran-Ferguson (Insurance Reform)

The Competitive Health Insurance Reform Act, legislation that repeals the McCarran-Ferguson antitrust exemption for health insurance companies, became law on Jan. 13, 2021. The law is the culmination of a multi-year effort by dentists to persuade Congress that health care insurance, including dental plans, should no longer be protected from some of the federal antitrust laws. The new law is aimed at improving transparency and competition in the health, dental and vision insurance marketplaces.

Prepared by: Division of Government and Public Affairs