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McCarran-Ferguson (Insurance Reform)

The ADA is calling on Congress to apply federal antitrust laws to the business of insurance by repealing parts of the McCarran-Ferguson Act of 1945. Currently, federal law does not prohibit state-regulated health insurers from engaging in collusive practices, such as price fixing, bid rigging and market allocation schemes. This anti-competitive behavior hurts consumers by making health insurance less affordable.


Prepared by: Division of Government and Public Affairs
Last Updated: February 15, 2019