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Student Loan Refinance

As a member benefit, the ADA exclusively endorses Laurel Road student loan refinancing program providing unmatched opportunities for ADA members to refinance existing federal and private undergraduate and graduate school loans at a 0.25% lower rate than Laurel Road’s already low rates.

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ADA Should I Refinance

Highlights of the Laurel Road Student Loan Refinance program include:

  • Qualifying ADA members receive a 0.25% rate reduction to Laurel Road’s already low rates for the life of the loan
  • Additional 0.25% rate discount when monthly payments are made automatically from a bank account
  • Forgiveness in the event of borrowers death or permanent disability
  • Dedicated customer service representatives
  • Free online application with no obligation to accept
  • No application, origination or prepayment fees
  • No maximum loan size (minimum loan size of $5,000)
  • Federal and private student loans from undergraduate and graduate school are eligible

View rates, terms and conditions and disclosures at

Questions about your loan?

Contact Laurel Road at 855.277.6771