Skip to main content
Toggle Menu of ADA WebSites
ADA Websites
Partnerships and Commissions
Toggle Search Area
Toggle Menu
e-mail Print Share

Chase Paymentech offers tips on selecting a credit card processor

November 07, 2012


With more patients paying for dental services with credit and debit cards, it's critical that dental practices offer payment flexibility.

Credit card processing is a crowded marketplace though, and finding the right processor can be overwhelming. Chase Paymentech, the only credit card processor endorsed by ADA Business Resources, offers some basic guidelines to help ADA members find a company that offers the flexibility, service and value they are seeking.

“A good credit card processing company needs to support your practice 24 hours a day,” said Peter Gasparro, Chase Paymentech's group executive of sales. “Be sure that your credit card processor offers a quick transaction that is simple and secure. It’s also important not to base a decision solely on cost at the time of the initial offer. Some companies will offer discounts and incentives that can later expire, and the price will go up without the practice knowing it.”

Mr. Gasparro offers a few tips on finding a reliable credit card processor:

1. When a representative from a credit card processing company visits your practice, always ask for a business card or identification so you know you are doing business with a reputable company. This company will be responsible for sending your settled funds to your bank account on a recurring basis.

2. Always read the terms and conditions of your contract. There can be additional contract terms and cancellation fees, and be wary of deals that look too good to be true. Introductory offers can expire.

3. Know how to calculate your “effective rate” that includes monthly minimum service charges, statement fees, etc. You may be paying more than you think.

4. Make sure your terminal is up to date. You may be spending more on PCI Compliance fees than a new terminal would cost.

Chase Paymentech has provided reliable credit card processing services for thousands of dental practices nationwide for more than 13 years and running. Mr. Gasparro believes that the transparency of Chase Paymentech's rates and the quality of service is what has kept ADA members satisfied for so long.

“We understand that busy dental practices don’t have a lot of time,” he said. “The Chase Paymentech representatives will explain over the phone how to read your statement, what PCI means and calculate an effective rate. Many dental practices can save thousands of dollars every year just by switching to Chase Paymentech. Our statements are easy to read, we offer simple month-to-month contracts and we offer exclusive rates for ADA members.”

Chase Paymentech is offering ADA members who open a new merchant account by Dec. 15 the new “future proof” EMV terminal for just $100, a $400 savings off the list price. In addition to accepting multiple payment types, the EMV terminal is also a contactless reader that enables patients to wave or tap their bank card. Call 800.618.1666 to speak with a Chase Paymentech representative or visit