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ADA urges Congress to pass Competitive Health Insurance Reform Act

March 17, 2017 Washington — The ADA is urging Congress to pass the Competitive Health Insurance Reform Act, which would repeal parts of the McCarran-Ferguson Act of 1945 and is expected to go before the House of Representatives for a vote the week of March 20.

The Competitive Health Insurance Reform Act, H.R. 372, calls for the Federal Trade Commission and the Justice Department to enforce the federal antitrust laws against health insurance companies engaged in anticompetitive conduct.

"The bill is narrowly drawn to apply only to the business of health insurance, including dental insurance, and would not affect the business of life insurance, property or casualty insurance and many similar insurance areas," wrote ADA President Gary L. Roberts and Executive Director Kathleen T. O'Loughlin. "Passage of H.R. 372 would help interject more competition into the insurance marketplace by authorizing greater federal antitrust enforcement in instances where state regulators fail to act. When competition is not robust, consumers are more likely to face higher prices and less likely to benefit from innovation and variety in the marketplace."

For information on all ADA advocacy activities related to McCarran-Ferguson, visit