Dental & Optometric Care Access Act

The DOC Access Act would foster insurance competition, benefit consumers and bring balance to contract negotiations.

An infographic that reads, "The dental insurance landscape is unfair to dentists and their patience. Take action to rectify this by cosponsoring the DOC Access Act."

Background on the Dental & Optometric Care (DOC) Access Act

The current dental insurance landscape is unfair to both providers and patients. Specifically, dentists, their patients, and the public at large are disadvantaged by the negative impact non-covered service provisions have on competition among entities in the health insurance industry. Imposing discounts on providers for services an insurance company doesn’t cover is a marketing ploy, designed to gain a competitive advantage over smaller carriers. The larger plans are using their market power to dictate pricing on services for which they bear no financial responsibility. Our goal is to bring needed balance to contract negotiations between providers, who are often small business owners, and large dental insurance companies.

The Dental and Optometric Care (DOC) Access Act, S. 1424 / H.R. 1385, would prohibit dental and vision plans from setting the fees network doctors may charge for services not covered by the insurers, from providing unreasonably minimal compensation for services rendered, and from forcing doctors into participating in contracts of excess of two years.

This bill is narrowly drawn to apply only to the business of dental and vision insurance plans regulated by the federal government.

A photograph of a dentist examining a patient.
DOC Access Act in Congress

Even though 45 state governments have taken action, many dental and vision plans are federally regulated, so federal legislation is needed.

How you can get involved?

The ADA is urging Congress to advance S.1424 / H.R. 1385, the DOC Access Act, to foster competition in the insurance industry, benefit consumers, and bring balance to contract negotiations that are currently skewed unfairly to advantage dental insurance companies. Reach out to your Senators and Representative today to ask them to cosponsor these bipartisan bills.