Student Loans and Postgraduate Educational Debt

Resolved, that the ADA work to expand the availability of National Health Service Corps (NHSC) scholarships and loan repayments for dentists and dental students who agree to work in a NHSC-approved site.

American Dental Association
October 2016 (1988:488; 2016:347)

Resolved, that the American Dental Association supports the use of federal and state funds to provide loan repayment opportunities to dentists in return for service in recognized underserved communities or population groups.

American Dental Association
October 2016 (1992:599; 2016:319)

Resolved, that the American Dental Association supports federal graduate student loan programs, with an emphasis on:

1. Minimizing and capping the interest rate(s) on federal graduate student loans;
2. Capping the total amount of interest on federal graduate student loans;
3. Allowing interest to accrue but not compound;
4. Enabling federal graduate student loans to be refinanced more than once to take advantage of the current interest rate(s) and economy;
5. Extending the period of deferment for repaying federal graduate student loans;
6. Expanding and enhancing the federal income tax deduction for student loan interest;
7. Providing a mechanism by which repayment can be earnings contingent;
8. Encouraging collaborative approaches to handling borrowers who fail (or at risk of failing) to fully repay their federal graduate student loan(s) in the required time period.

and be it further

Resolved, that the American Dental Association supports strengthening federal regulations for the protection of private student loan borrowers.

American Dental Association
October 2014 (2014:512)

Resolved, that the ADA supports expanding and enhancing postgraduate general, pediatric, and public health dental residency programs for dentists to obtain extended clinical training and experience in facilities that provide a disproportionate level of care to the underserved, and be it further

Resolved, that the ADA supports expanding and enhancing incentives for dental school graduates to enter and remain in academic teaching and research positions, and be it further

Resolved, that state and local dental societies be urged to seek increased state appropriations for dental education.

American Dental Association
October 2014 (2014:502)

Resolved, that the American Dental Association supports leveraging educational grants, scholarships, loan forgiveness, tax benefits, training opportunities, and other incentives to encourage dental professionals to practice in underserved areas, enter and remain in academic teaching and research positions, and fill other gaps in the nation's dental care infrastructure.

American Dental Association
October 2014 (2014:502)

Resolved, that the American Dental Association supports the tax deductibility of interest on health profession student loans as a legislative priority.

American Dental Association
October 1995 (1995:648)

Resolved, that the American Dental Association support legislation providing a tax exemption for scholarship assistance and stipends awarded to health professions students under federal programs.

American Dental Association
November 1976 (1976:892)